Why Greenwood
Why Brokers Choose Greenwood General.
Greenwood General helps retail insurance agents place commercial risks faster through experienced underwriting, strong carrier relationships, and technology built specifically for brokers; so you can quote more, bind more, and win more business.
A wholesale partner built for how you work.
Everything about Greenwood is designed to make your job easier as a retail agent. More markets in one place, underwriters who care about your book of business, and technology that removes busywork from the submission process.
Carrier access that works for you.
One relationship with Greenwood connects your agency to more than 35 carrier partners with strong non-admitted capabilities, select admitted options depending on the line and eligibility, and multiple solutions for difficult-to-place risks. Explore our markets →
Binding authority markets
Bind eligible everyday commercial risks quickly through Greenwood's delegated authority, with clear appetite and fast answers.
Wholesale brokerage markets
Access brokered markets for accounts that need more negotiation, structure, or capacity than a program alone can provide.
Specialty programs
Purpose-built programs for niche classes give brokers a dedicated home for risks that standard markets often decline.
Strong non-admitted capabilities
Deep excess & surplus lines relationships help place the tougher risks that admitted carriers won't write.
Select admitted options
Admitted solutions are available depending on the line of business and eligibility, subject to underwriting.
Difficult-to-place solutions
Multiple markets under one roof mean brokers have more than one option for the accounts that keep getting declined.
Underwriting that moves
business forward
Brokers work directly with in-house underwriters and a policy support team, not a queue. That means clear requests, quick decisions, and a partner that communicates the way you need to place business.
In-house underwriters
Commercial underwriters own the account from submission to bind.
Policy support team
A responsive service team handles endorsements, certificates, and follow-ups.
Under 24-hour turnaround
Many everyday General Liability risks are quoted in under 24 hours.
Responsive communication
Direct access to the people making decisions on your account.
Broker-focused service
Everything is built to help the retail agent look great to their client.
Technology that saves you time.
G-Tec is Greenwood's online quoting platform. Unlike a traditional rater, it removes the paperwork from the process, so you spend less time keying data and more time closing accounts. Access G-Tec →
Instant quoting
Get bindable quotes in minutes for supported products, with no phone call required.
Coming soon Soon
The G-Tec roadmap keeps adding the everyday commercial lines brokers write most.
Less paperwork, more placing
For supported products, G-Tec does the data entry for you.
- Eliminates ACORD entry
- Eliminates supplemental applications
- Auto-generates a completed ACORD to keep on file or shop elsewhere
Programs built for everyday commercial business.
Greenwood focuses heavily on the common commercial risks brokers write every day, so the accounts filling your pipeline have a fast, reliable home. Open a category to see the programs inside. See all markets →
Contractors
Commercial Liability
Property & Package
Hospitality & Specialty
Growing where
brokers need us.
Greenwood keeps expanding market access, carrier relationships, and its underwriting team so brokers have more options in more places every year.
California
California remains Greenwood's home state and the foundation of its underwriting and program expertise.
Texas
Texas has become one of Greenwood's strongest markets for brokers placing commercial business.
47 states
Now serving brokers in 47 states, giving your clients coverage wherever they operate.
More markets
Expanding carrier relationships and a growing underwriting team mean more solutions for your accounts.
Premium financing
on qualifying accounts.
Help clients say yes to more coverage with flexible premium financing,
available with as little as 10% down on qualifying accounts.
Better cash flow
Keep client capital working instead of tied up in a single payment.
Affordable monthly payments
Spread premium across the term for predictable budgeting.
Larger account opportunities
Make bigger placements achievable for more of your clients.
The reasons brokers place more with us.
It's the combination: markets, people, and technology working together that keeps retail agents
sending Greenwood their next account.
Fast turnaround
Under 24-hour quotes on many everyday GL risks, plus instant G-Tec quoting.
Multiple market options
35+ carrier partners give brokers more than one path to a bind.
In-house underwriters
Real people who own your account and answer quickly.
Broker-first philosophy
A broker-only MGA — we help you win, never compete with you.
Technology
G-Tec removes ACORD entry and supplementals for supported products.
Strong carrier access
Admitted and non-admitted solutions across specialty programs.
Experienced team
15+ years of wholesale commercial underwriting expertise.
Nationwide licensing
Licensed in 47 states so you can place clients wherever they operate.
Questions brokers ask us most.
Straight answers on markets, appointments, technology, and how Greenwood helps you place business.
Why work with a wholesale MGA?
A wholesale MGA gives retail agents and brokers access to more markets through a single relationship. Greenwood provides binding authority markets, wholesale brokerage markets, and specialty programs, plus in-house underwriting — so you can place more risks, including harder-to-place accounts, without appointing every carrier individually. Explore our markets →
Do I need an appointment before submitting?
No. You can submit a risk before completing an appointment. Appointment can be completed when an account is ready to move forward — and getting appointed takes only a few minutes.
What states are available?
Greenwood is licensed and writing in 47 states — all states except New York, Georgia, and Florida. Availability by product and class is still subject to underwriting.
Do you only write non-admitted business?
No. Greenwood has strong non-admitted (excess & surplus lines) capabilities, and select admitted options are available depending on the line of business and eligibility, subject to underwriting.
What products are available through G-Tec?
G-Tec provides instant quoting for Contractors General Liability and Surety Bonds today, with Excess Liability and Commercial Package coming soon. It eliminates ACORD entry and supplemental applications for supported products and auto-generates a completed ACORD.
How quickly are submissions reviewed?
Many everyday General Liability risks are turned around in under 24 hours by in-house underwriters, and G-Tec delivers instant quotes for supported products. Turnaround varies by account complexity and submission completeness.
Can Greenwood help with difficult placements?
Yes. With 35+ carrier partners across binding authority, wholesale brokerage, and specialty programs, Greenwood offers multiple solutions for difficult-to-place risks. Send the account and underwriting will quickly confirm whether it fits.
Do you offer admitted options?
Select admitted options are available depending on the line of business and eligibility, in addition to Greenwood's strong non-admitted markets, subject to underwriting.
How many carrier partners do you have?
Greenwood maintains relationships with more than 35 carrier partners, giving brokers broad access to binding authority markets, wholesale brokerage markets, and specialty programs.
Can you help with premium financing?
Yes. Premium financing is available with as little as 10% down on qualifying accounts, helping brokers offer better cash flow, affordable monthly payments, and access to larger account opportunities.
Ready to partner with Greenwood?
Get appointed in minutes and start submitting commercial risks the same day — your underwriting team is ready.