Contractors Pollution & Professional Liability
Greenwood’s CPL program encompasses a wide range of protections, including personal injury and property damage, as well as the crucial clean-up costs necessary to remove hazardous substances and restore affected properties to their former condition.
Greenwood General recognizes the unique environmental risks that contractors face in their day-to-day operations. Whether it’s construction, consulting, or other contracting activities, we understand that protecting your clients business and reputation is of utmost importance.
PROGRAM HIGHLIGHTS
- Blanket contracting operations coverage
- Emergency Expense coverage at full policy limit
- Restoration expense includes betterments using Green Building Materials
- Adverse Media coverage limit of $250,000
- Blanket Additional Insured and Waiver of Subrogation where required by written contract
- Terrorism coverage at no additional charge
- Pollution Rectification Expense Coverage (CPPL)
- Professional Protective Loss Coverage (CPPL)
- CPL – $1,000 minimum premium and retention
- CPPL – $1,500 minimum premium and retention
- Up to $5M per claim/policy aggregate
- Practice policy terms up to 2 years (CPL & CPPL)
- Wrap up (CCIP, OCIP) and project policy terms up to 3 years (CPL & CPPL) with completed operations period up to 20 years
RESTRICTED CLASSES
- Oil / Gas drilling
- Tract home builders
- Foundation/retaining wall design/service
- Airport (re)fueling and deicing operations
- Architectural, civil/non-environmental engineering or geotechnical firms
- Facility based operators for chemical manufacturing petroleum refining or nuclear exposures
- Environmental consulting firms generating >25% of total revenue via Phase I Environmental Site