Answers to the questions retail insurance agents and brokers ask most ; commercial insurance submissions, wholesale market access, quoting, appointments, applications, endorsements, loss runs, and premium financing.
Retail insurance agents and brokers can submit a commercial insurance risk to Greenwood General in several ways:
Including complete underwriting information helps route the account to the right market, subject to underwriting.
A complete submission helps us review the account quickly and reach the right markets. Where applicable, include:
Not every item applies to every risk — include what's relevant to the account.
Yes. The G-Tec portal provides online quoting for eligible programs. Availability of online rating depends on the state, class of business, and program. Risks that fall outside online-eligible programs are reviewed by our underwriting team, subject to underwriting.
Turnaround depends on the complexity and completeness of the submission. Eligible online-rated risks may receive immediate or same-day indications, while more complex accounts may require additional underwriting review. Submitting complete applications, loss runs, and a target premium helps speed the process.
Pricing depends on the specifics of each account, including:
Provide a target premium with the submission and our team will review available markets to determine whether we can offer competitive terms, subject to underwriting.
Yes. Our account-management and underwriting teams can help brokers:
Call our account-management team at (626) 817-9100 ext. 540 for assistance.
Supplemental applications for each class of business are available in the For Brokers section of our website, alongside the standard ACORD forms. If you're not sure which supplement applies to a risk, contact our account-management team at (626) 817-9100 ext. 540 or email submissions@gwgeneral.com.
Getting appointed with Greenwood General is straightforward. Have these documents ready:
Brokers can often submit a risk for review before the appointment is finalized, though appointment may be required before binding.
Start your Greenwood appointmentOften, yes. Greenwood General may provide indications or quotes before an appointment is finalized for many classes of business, subject to underwriting and market requirements. Appointment is generally required before a policy can be bound — you can start your Greenwood appointment to complete the process.
Certain contractor programs may consider risks that use uninsured subcontractors. When they do, the cost of the uninsured subcontractors may need to be included and rated as payroll, depending on the program and underwriting guidelines. Submit full subcontractor details with the account so our team can review it, subject to underwriting.
CG 20 37 completed-operations additional insured coverage may be available for eligible contractor risks. Availability can depend on the carrier, program, scope of work, and whether the work is commercial or residential. Confirm availability with your underwriter for the specific account.
Premium financing may be available on eligible accounts. Some options may begin with approximately 15% down, and brokers may also use an outside premium finance company. Final terms depend on the finance provider, the premium amount, and eligibility, and are not guaranteed.
To request a policy change, send a policy-service request that includes:
Our team will review the request and process the endorsement, subject to underwriting.
To request loss runs on a Greenwood-placed policy, include the named insured, the policy number, and the policy term or period needed, then send the request to our account-management team at (626) 817-9100 ext. 540. We'll provide currently valued loss runs where available.
Greenwood General provides retail insurance agents and brokers with access to a broad range of commercial property, casualty, specialty, and surety solutions. Coverages we can help place include:
Appetite varies by state, class of business, construction, occupancy, limits, loss history, carrier, and program. Explore our commercial insurance markets, or reach out to discuss a specific account, subject to underwriting.
Greenwood General is licensed in 47 states. We currently do not write business in Florida, Georgia, or New York. Availability can still vary by product, program, carrier, class of business, and underwriting guidelines. Contact us to confirm availability for a specific account.
Greenwood General accesses both admitted and non-admitted market options, depending on the risk, program, state, and carrier. Not every coverage is available in both forms — your underwriter can confirm the best market for a specific account.