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Commercial Packages — Greenwood General Insurance Agency
Commercial Packages

Package market access
for everyday commercial risks

Place commercial package business with a clearer path to quote. Our wholesale E&S package solutions help you bundle General Liability + Property (and Inland Marine where needed) with underwriting guidance that keeps submissions moving from intake through bind.

01
Combined GL & property submission
Streamlined package structure for common commercial risks — fewer back-and-forths, faster quoting.
02
Focused appetite for everyday risks
Appetite designed around everyday occupancies like offices, retail, light service, and more.
03
Dedicated underwriting support
Broker-first underwriting support. Clear submission guidance and quick follow-up.
Get appointed
Commercial Package Program

Wholesale E&S Package Solutions

Greenwood General's Wholesale Division provides excess & surplus solutions for General Liability, Property (including Inland Marine), and Business-Owners Policy (BOP) insurance — built for brokers who want a clean submission path, strong underwriting support, and flexible package options.

Get a quote → Download application
Target classes

A focused appetite for main-street package business — ideal for brokers placing GL + Property exposures and looking for a dependable program with defined appetite and smooth execution.

  • Restaurants
  • Day cares
  • Churches
  • Convenience stores
  • Distributors
  • Gas stations
  • Smoke shops
  • Food trucks
  • Strip malls
  • Warehouses
Active states
Map showing active states

Coverage availability varies by class and underwriting guidelines. For full eligibility, use "View state eligibility."

Available Coverages

Coverage options for commercial accounts

Ask us for our carrier list Submit a risk →

Select the coverage mix you need for the account — package solutions built for main-street risks with a clean submission path.

General Liability
Core protection for everyday operations and common liability exposures.
Excess Liability
Additional limits designed to sit over primary liability for stronger protection.
Multi-Peril (GL + Property)
Bundle liability and property in one streamlined package for cleaner placement.
Inland Marine
Coverage for tools, equipment, and property that moves or is stored off-premises.
Motor Truck Cargo
Protection for cargo in transit — built for transportation-related exposures.
Vacant Land / Properties
Solutions for vacancy exposures with underwriting guidance and clear expectations.
Liquor Liability
Coverage for alcohol-related exposures for restaurants, bars, and licensed operations.
Business Owners Policy (BOP)
A packaged option combining core property and liability needs for small businesses.
Program Highlights

Program highlights for package placements

Whether you're quoting a smaller property or placing a higher-value commercial account, our package markets give you the flexibility to move faster and place with confidence.

01
Same-day quotes for property under $1.5M
Fast quoting for smaller property schedules — ideal for quick package placements.
02
No age limit under $2.5M TIV
More flexibility on building age when total insurable value is under $2.5M.
03
High TIV markets for larger commercial risks
Hospitality, LROs, warehouses, office buildings, and more — placed through higher-capacity lanes.
04
Market for hard-to-place risks
Options built for tougher submissions that need flexibility and experienced underwriting review.
Underwriting Note
What we look for in a clean submission
A few things that help us move faster and quote with confidence on commercial package business.
Building age & construction
No age restriction under $2.5M TIV. Frame, masonry, and mixed-use construction all considered.
Occupancy & use
Restaurants, convenience stores, churches, day cares, gas stations, strip malls, and warehouses — appetite built for main-street risks.
Loss history
Five-year loss runs preferred. Accounts with prior losses reviewed case-by-case with context.
SOVs required for property
Schedule of values required on all property submissions. Include building replacement cost, year built, and square footage.
Ready to submit? Start with a quote or download the application.
Get a quote → Download application
Built for Brokers

Place commercial risks with confidence

A wholesale E&S program designed around how brokers actually work — flexible package options, responsive underwriting, and strong carrier paper from submission to bind.

Combined GL & property submission Streamlined package structure for common commercial risks — fewer back-and-forths, faster quoting.
Focused appetite for everyday risks Appetite designed around everyday occupancies like offices, retail, light service, and more.
Dedicated underwriting support Broker-first underwriting support. Clear submission guidance and quick follow-up.
Get appointed and start placing commercial package risks today. Get appointed →