Available Coverage Lines
Greenwood General is a commercial insurance MGA giving retail agents and brokers wholesale access to commercial property, general liability, excess liability, professional liability, surety, and specialty E&S markets through more than 35 carrier partners.
Wholesale Commercial Insurance Markets
Greenwood General is a commercial insurance MGA giving retail agents and brokers wholesale access to commercial insurance markets, placing standard, specialty, and hard-to-place risks through one partner backed by 35+ carrier markets.
Our underwriters work across property, general liability, excess liability, professional liability, surety, and E&S lines, from apartment building insurance and contractors general liability to surety bonds, while we manage the carrier relationships.
Small Business Insurance Coverages
Core commercial coverages for everyday business accounts, from wholesale general liability, property, package, and BOP to specialty markets for the accounts retail agents place most across hundreds of class codes.
Commercial General Liability
GLMonoline commercial general liability insurance through wholesale GL markets for contractors, retail, restaurants, offices, and hundreds of commercial classes.
Habitational
PropertyHabitational and apartment building insurance covering commercial property and general liability for apartments, condos, and mixed-use buildings.
Package
PackageCommercial package policy (CPP) combining commercial property, general liability, and liquor liability in a single placement.
Business Owners Policy
BOPBusiness owners policy (BOP) insurance bundling commercial property and liability for small commercial businesses.
Liquor Liability
LiabilityLiquor liability insurance for bars, restaurants, taverns, liquor stores, and special events.
Excess Liability
ExcessCommercial excess liability and commercial umbrella adding higher liability limits over primary general liability and other layers.
Lessors Risk
PropertyLessors risk (LRO) insurance for commercial landlords and building owners leasing commercial property.
Contractor Insurance Coverages
Jobsite liability, equipment, and project-driven operations for artisan and construction accounts, including general liability, inland marine, builders risk, and contractors pollution placed through specialty carriers.
Contractors General Liability
GLContractors general liability insurance for artisan contractors, remodelers, and construction operations.
Inland Marine
MarineCommercial inland marine for contractor equipment, tools, and property in transit.
Builders Risk
PropertyBuilders risk insurance for ground-up construction, renovations, and course-of-construction projects.
Pollution Liability
SpecialtyContractors pollution liability for environmental exposures, remediation, and pollution-sensitive operations.
Professional & Management Liability Coverages
Liability for service firms and organizations facing leadership and employment risks, including errors & omissions (E&O), EPLI, fiduciary, and directors & officers (D&O) coverage.
Professional Liability
E&OProfessional liability and errors & omissions (E&O) insurance for consultants, service firms, and insurance agents.
Management Liability
EPLManagement liability including employment practices liability (EPLI) and fiduciary liability for growing organizations.
D&O
D&ODirectors & officers (D&O) liability insurance for private companies and nonprofit organizations.
Product Liability Coverages
Coverage for manufacturers, distributors, and supply chain businesses, including product liability and recall markets for consumer and commercial goods and supply-chain exposures.
Products Recall
SpecialtyProduct recall insurance for manufacturers and distributors, covering recall expenses, notification costs, and supply-chain disruption.
Products Liability
LiabilityProduct liability insurance for manufacturers, importers, and distributors of consumer and commercial goods.
Surety Bond Options
Bond support for contractor and commercial requirements, including contract and commercial surety, license, permit, and court bonds for non-standard and challenged-credit accounts.
Surety Bonds
SuretyCommercial surety and contract surety covering license & permit bonds, contractor bonds, and court bond requirements.
Non-Standard Surety
SuretyNon-standard surety bond markets for hard-to-place bond risks and challenged-credit accounts.
Industries and Risks We Frequently Review
Greenwood's commercial insurance appetite spans the classes retail agents place most, including apartment buildings, contractors, warehouses, restaurants, manufacturers, retail stores, offices, churches, shopping centers, hotels and motels, vacant buildings, self storage, and liquor stores. Through our wholesale markets and 35+ carrier partners, brokers place standard accounts alongside hard-to-place commercial risks that need specialty and excess & surplus (E&S) markets.
- Apartments
- Contractors
- Warehouses
- Restaurants
- Manufacturers
- Retail Stores
- Offices
- Churches
- Shopping Centers
- Hotels and Motels
- Vacant Buildings
- Self Storage
- Liquor Stores
- Product Liability
- Builders Risk
- Lessors Risk
- Inland Marine
- Commercial Bonds
Need Help Placing a Commercial Risk?
Use Greenwood General as your wholesale MGA partner for standard, specialty, and hard-to-place commercial risks. Retail agents and brokers get access to 35+ carrier partners, responsive underwriting support, and fast submission paths, from first submission to bound account.
Frequently Asked Questions
What is a commercial insurance MGA?
A commercial insurance MGA, or managing general agency, is a wholesale intermediary between retail agents and insurance carriers. Greenwood General holds the carrier relationships and underwriting authority, so retail agents and brokers can place commercial risks across many markets through a single wholesale partner.
How does a retail agent or broker work with Greenwood General?
Retail agents and brokers send a submission for the commercial risk they need to place. Greenwood reviews it, markets it to the appropriate carrier partners, and returns terms, and the broker keeps the client relationship while Greenwood handles wholesale market access and underwriting.
What commercial insurance markets does Greenwood General offer?
Greenwood General offers commercial insurance markets for property, package, general liability, excess liability, professional liability, contractors, inland marine, builders risk, liquor liability, surety bonds, habitational, business owners policies, product liability, and specialty commercial risks.
Does Greenwood General offer E&S and specialty insurance markets?
Yes. Greenwood General provides access to standard markets as well as excess & surplus (E&S) and specialty commercial insurance markets for risks that fall outside standard carrier appetite.
Can Greenwood General help with hard-to-place commercial risks?
Yes. Greenwood General has access to more than 35 carrier partners and specialty markets built for difficult, unusual, and hard-to-place commercial risks.
Do I need to be appointed before submitting a risk?
No. Brokers do not need to be appointed with Greenwood General before submitting a commercial insurance risk. Send your submission first, and our team will review it. If you would like to move forward, the appointment can be completed afterward.
What states does Greenwood General write business in?
Greenwood General is licensed in 47 states, giving retail agents and brokers broad access to commercial insurance markets across the country.
What information should I submit for a quote?
Include completed ACORD applications, currently valued loss runs, supplemental applications when required, and any supporting underwriting information. Complete submissions receive the fastest turnaround.
How quickly are commercial insurance quotes returned?
Turnaround varies by carrier and coverage line, but many submissions receive same-day or 24–48 hour turnaround when complete information is provided.