Business Owners Policy (BOP)
Our BOP program is designed to provide comprehensive protection, combining the essential coverages of General Liability and Property Insurance.
Whether your clients operate a retail store, restaurant, professional service, or any other small business, we offer a wide range of coverage options that address the unique challenges each of your clients face.
Retail
- Gift shops
- Hardware stores
- Beauty supply stores
- Bicycle shops
- Candy stores
- Clothing stores
- Florists
- Jewelry stores
- Musical instrument stores
Wholesale & Distribution
- Appliance distributors
- Beauty shop supply distributors
- Floral distributors
- Floor covering distributors
- Hardware distributors
PROGRAM HIGHLIGHTS
- $500 minimum premium
- 10% discount when paired with work comp
- Umbrella options starting at $500 per layer
- 7.5 million aggregate TIV, with no location over $4.5 million
TARGET MARKETS
- Contractors
- Retail
- Restaurants & Eateries
- Personal Care
- Office/Professional Services
- Grocery
- Processing & Servicing
- Wholesale & Distribution