Business Owners Policy (BOP)

Our BOP program is designed to provide comprehensive protection, combining the essential coverages of General Liability and Property Insurance.

Whether your clients operate a retail store, restaurant, professional service, or any other small business, we offer a wide range of coverage options that address the unique challenges each of your clients face.

Retail

Gift shops
Hardware stores
Beauty supply stores
Bicycle shops
Candy stores
Clothing stores
Florists
Jewelry stores
Musical instrument stores

Wholesale & Distribution

Appliance distributors
Beauty shop supply distributors
Floral distributors
Floor covering distributors
Hardware distributors

Restaurants/ Eateries/ Grocery

Bakeries
Cafes
Casual dining restaurants
Delis
Ice cream shops
Sandwich shops
Grocery stores and supermarkets

PROGRAM HIGHLIGHTS

$500 minimum premium
10% discount when paired with work comp
Umbrella options starting at $500 per layer
7.5 million aggregate TIV, with no location over $4.5 million

TARGET MARKETS

Contractors
Retail
Restaurants & Eateries
Personal Care
Office/Professional Services
Grocery
Processing & Servicing
Wholesale & Distribution