Business Owners Policy (BOP)

Our BOP program is designed to provide comprehensive protection, combining the essential coverages of General Liability and Property Insurance.

 

Whether your clients  operate a retail store, restaurant, professional service, or any other small business, we offer a wide range of coverage options that address the unique challenges each of your clients face.

Retail

  • Gift shops
  • Hardware stores
  • Beauty supply stores
  • Bicycle shops
  • Candy stores
  • Clothing stores
  • Florists
  • Jewelry stores
  • Musical instrument stores

Wholesale & Distribution

  • Appliance distributors
  • Beauty shop supply distributors
  • Floral distributors
  • Floor covering distributors
  • Hardware distributors

Restaurants/ Eateries/ Grocery

  • Bakeries
  • Cafes
  • Casual dining restaurants
  • Delis
  • Ice cream shops
  • Sandwich shops
  • Grocery stores and supermarkets

PROGRAM HIGHLIGHTS

  • $500 minimum premium
  • 10% discount when paired with work comp
  • Umbrella options starting at $500 per layer
  • 7.5 million aggregate TIV, with no location over $4.5 million

TARGET MARKETS

  • Contractors
  • Retail
  • Restaurants & Eateries
  • Personal Care
  • Office/Professional Services
  • Grocery
  • Processing & Servicing 
  • Wholesale & Distribution