Warehouse Insurance
Greenwood General gives retail agents and brokers wholesale market access to General Liability, Commercial Property, and Excess Liability solutions for eligible warehouse operations, with same-day quotes for select properties under $1.5M TIV, property capacity up to $2.5M TIV, and excess liability limits up to $10M, subject to underwriting.
Warehouse Insurance Program
As a wholesale MGA, Greenwood General gives retail insurance agents and commercial brokers access to warehouse insurance markets for general liability, commercial property, and excess liability on A-rated, non-admitted paper. The program is designed for eligible warehouse occupancies that need competitive pricing, straightforward submission requirements, and responsive underwriting support. Explore all of our wholesale commercial insurance markets.
Available Coverages
Select the coverage structure that fits the account, from monoline General Liability and Property to additional excess liability capacity.
Commercial general liability for eligible warehouse operations and premises exposures.
Commercial property for qualifying warehouse buildings and eligible business personal property exposures.
Excess liability capacity over eligible underlying coverage for qualifying warehouse risks.
Warehouse Appetite
A complete description of operations, commodities stored, fire protection, construction, and loss history helps underwriting determine the best available market.
Submission Requirements
Complete submissions help reduce underwriting follow-up and support the fastest available quote turnaround. Include the core forms and supporting property and commodities information below.
Built for Brokers
Submit a complete warehouse account for access to General Liability, Commercial Property, and Excess Liability markets backed by experienced commercial underwriting support — or contact underwriting to confirm eligibility.
Warehouse Insurance FAQ
Eligible operations may include warehouses not otherwise classified, mini warehouses, cold storage warehouses, private warehouses, owner-occupied warehouses, and lessor's risk warehouse buildings, subject to commodities stored and underwriting review.
Distribution centers, fulfillment centers, and logistics facilities may be considered as warehouse operations, subject to commodities stored, operations, and underwriting review.
Yes. Cold storage and refrigerated warehouses may be eligible, subject to construction, refrigeration, commodities stored, and underwriting review.
Yes. Both owner-occupied warehouses and lessor's risk warehouse buildings may be eligible, subject to occupancy, operations, and underwriting review.
Available options include General Liability, Commercial Property, and Excess Liability for eligible warehouse operations, on monoline or package basis.
Commercial Property capacity is available up to $2.5M TIV for eligible warehouse risks, subject to underwriting.
Excess Liability capacity is available up to $10M over eligible underlying coverage, with a minimum premium starting at $1,000 and ACORD 131 required, subject to underwriting.
Same-day quotes may be available for eligible warehouse properties valued under $1.5M TIV when a complete submission is provided.
Property coverage is limited to up to 3 buildings per account, subject to underwriting.
Warehouses used for manufacturing are generally ineligible for package quotes but may be considered for monoline General Liability, depending on the operation and underwriting review.
Restricted exposures include warehouseman's legal liability, personal property of others, hazardous material storage, manufacturing warehouse package risks, and operations outside the stated underwriting appetite.
Submit ACORD 125, 126, 140, and 131 forms as applicable, along with the Greenwood General warehouse supplemental application, currently valued loss runs, and supporting property and commodities information.
Greenwood General is licensed in 47 states. We currently do not write business in Florida, Georgia, or New York. Warehouse eligibility still varies by carrier, commodities stored, construction, fire protection, occupancy, loss history, and underwriting guidelines — confirm eligibility with your underwriter.
